US Financial Management, Inc.

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The ability to reduce debt such as credit card debt, medical debt and business debt by 45 to 60%* allows consumers to eliminate their debt in a rather short period of time.
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1. Six Tips For Grocery Shopping On a Budget
(Articles/Latest Articles)
Going to the grocery store can be a confusing and stressful experience. The array of brands and products can be overwhelming, and the trip can often feel like a whirlwind as you throw numerous foods in your basket, barely looking at competitors&rsqu...
09/10/2007 | 888 Hit(s) | (0 vote) | Read more...

2. Save Money by Improving Your Energy Efficiency
(Articles/Latest Articles)
Curbing your energy use is one of the simplest ways to save money. You can easily cut your bills in half by paying attention to effortless actions, such as turning the lights off when you leave a room or turning the heat off when you aren’t hom...
09/10/2007 | 774 Hit(s) | (0 vote) | Read more...

3. Will Individual Bank Accounts Help Your Marriage Last?
(Articles/Latest Articles)
For many people, joint bank accounts are a natural step when marrying because marriage means sharing resources. Even though this may work for some marriages, many couples have trouble sharing finances because of their individual relationships with mo...
09/10/2007 | 720 Hit(s) | (0 vote) | Read more...

4. Quiz: Are you an emotional shopper?
(Articles/Latest Articles)
Impulse shopping is a major reason why many of us are in debt. Easy credit and a plethora of stores and malls nearby are often the prescription for financial disaster. Many of us spend money to make ourselves feel better or to replace feelings of lon...
09/10/2007 | 585 Hit(s) | (0 vote) | Read more...

5. Family Activities for Less Than $20
(Articles/Latest Articles)
Entertainment can be a very costly venture when you have a family. For instance, a movie for two adults and two children can cost more than $30. That’s not counting popcorn, soda, and candy. So, how do you stay in your budget, enjoys family tim...
09/10/2007 | 624 Hit(s) | (0 vote) | Read more...

6. Fast and Healthy: Chicken Fried Rice
(Articles/Latest Articles)
Eating out at restaurants and fast food chains can be very tempting; after all, it is easy and convenient, but it can also create a massive dent in your wallet. Here is a delicious, quick, and inexpensive recipe:
26/09/2007 | 343 Hit(s) | (0 vote) | Read more...

7. Do It Yourself: Plumbing
(Articles/Latest Articles)
Why pay a professional to do something you can do on your own? Professional services can be costly and unnecessary for certain tasks. If the problem is small and fixable without professional help, then you should attempt to do it yourself. With just ...
26/09/2007 | 425 Hit(s) | (0 vote) | Read more...

8. Debt Settlement: An Effective Alternative to Bankruptcy
(Articles/Latest Articles)
As more Americans become steeped in credit card debt and must consider bankruptcy, alternatives assisting people with reducing their debt have become prominent. Debt settlement is one of the methods many are turning to so they can avoid ruining their...
26/09/2007 | 357 Hit(s) | (0 vote) | Read more...

9. Ad to be Showcased in Times Square
(Articles/Press Release)
July 5, 2007 U.S. Financial Management’s ad was chosen by the Dell sponsored contest for small businesses to be featured in the middle of Times Square in New York City. The contest rules stated that the small business must submit an image, the...
21/09/2007 | 136 Hit(s) | (0 vote) | Read more...

10. U.S. Financial Management Assists with the Food Bank
(Articles/Press Release)
June 21, 2007 San Diego, CA— U.S. Financial Management, one of the nation’s leading debt settlement companies, is helping the San Diego Food Bank’s plans become a reality by donating $200 to help fund the Food 4 Kids Program. The...
21/09/2007 | 157 Hit(s) | (0 vote) | Read more...

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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Financial Quick Tip

The reason each of the three major credit reporting bureaus will have three different scores is because they don't all share the same data. So when checking your credit report, just make sure it comes from the three major credit reporting bureaus: Experian, Trans Union and Equifax.
 

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•What is debt settlement?
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•Does debt negotiation only work for credit card debt?
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