US Financial Management, Inc.

Debt Negotiation Advantage
Debt negotiation provides you with a shorter term and greater debt reduction than consumer credit counseling plans.
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1. Is Bankruptcy the Right Choice?
(Comparison/Compare)
So, you are considering bankruptcy. Maybe you have fallen behind on your bills, the mounting debt is causing stress, and you have no ideas what else to do. Many Americans, approximately more than two million, face this decision each year. Remember...
14/09/2007 | 681 Hit(s) | (0 vote) | Read more...

2. Bankruptcy Explained
(Comparison/Compare)
DISCLAIMER: It is important to realize that the following pages do not provide legal advice nor claims to be a definitive source for bankruptcy research. This site is not to be cited or used as a legal authorit...
14/09/2007 | 687 Hit(s) | (0 vote) | Read more...

3. Credit Card Counseling
(Comparison/Compare)
The Benefits of Credit Counseling The benefits you can expect to receive through credit counseling are predetermined interest rate agreements with creditors to reduce your interest rate and minimum payments. How Credit ...
14/09/2007 | 792 Hit(s) | (0 vote) | Read more...

4. Debt Consolidation
(Comparison/Compare)
Debt Consolidation Loan Requirements The debt consolidation philosophy is simple: when applying for a debt consolidation loan, you will be asked to secure the loan against some form of asset (collateral), usually your house or car...
14/09/2007 | 917 Hit(s) | (0 vote) | Read more...

5. Why Debt Negotiation?
(Comparison/Compare)
US Financial Management has a debt reduction program that helps you TAKE  CONTROL of your finances, with a tailored, affordable payment and with possibilities of reducing your debt by 50%           &nbs...
14/09/2007 | 2953 Hit(s) | (0 vote) | Read more...

6. What Are Your Options
(Comparison/Compare)
There are typically five main debt management options: Bankruptcy Debt Consolidation Loans Credit Counseling ...
14/09/2007 | 4042 Hit(s) | (0 vote) | Read more...

  
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We Can Help You Avoid Bankruptcy

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Reduce Debt for a Better Financial Future.

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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Eat out less. Don’t go shopping on an empty stomach. Buying snacks on-the-run and impulsive supermarket purchases can increase your food bill by as much as 20% or more.
 

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Frequently Asked Questions

•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?