US Financial Management, Inc.

We're Your Debt Negotiation Experts
We were established as a result of the growing need for solutions to the overwhelming consumer debt problems. We specialize in providing cost effective solutions to individuals who are either looking to reduce debt, avoid bankruptcy, stop creditors from calling, creditor harassment or resolve cash flow issues.
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1. Get Back on the Right Track
(Newsflash/Newsflash)
You can get on the path to financial freedom and regain stability once again. We can help inform you of your options: a professional consultation is just a moment away. Fill out our short questionnaire for a 100% free, no obligation consultation with...
28/01/2008 | 274 Hit(s) | (0 vote) | Read more...

2. Experienced Professionals Are Here to Help
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All creditors have certain guidelines their collectors must follow. By knowing these thresholds, an experienced company will provide you with the best possible outcome.
28/01/2008 | 273 Hit(s) | (0 vote)

3. Learn Your Options
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Let us match you with a credit repair professional. They will discuss your options with you so you can regain financial stability for a bright future. By filling out our short questionnaire you will be able to receive a 100% free, no obligation consu...
28/01/2008 | 272 Hit(s) | (0 vote) | Read more...

4. Don't Let Bankruptcy Hurt You
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Did you know many occupations such as law enforcement or accounting consider an applicant’s credit when making a hiring decision? Bankruptcy can remain on your credit report for up to 10 years. With other debt solutions, such as debt consolidat...
28/01/2008 | 280 Hit(s) | (0 vote) | Read more...

5. Take Care of Your Debt Problems Today
(Newsflash/Newsflash)
The longer you put off repairing your credit, the worse shape your finances will be in. Because credit repair is not instantaneous, you must begin a program as soon as possible in order to repair your credit in time for a major purchase or to start s...
28/01/2008 | 306 Hit(s) | (0 vote) | Read more...

6. Free Consultation
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There are numerous reasons why your credit card debt may have gotten out of control, including strained finances or loss of income. We are here to help you realize that you don't have to continue living with the stress of this debt. Stop harassin...
28/01/2008 | 74 Hit(s) | (0 vote) | Read more...

7. Trust Our Experience
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Why waste your time searching for less qualified debt management companies? Our certified debt specialists can offer you personalized assistance. We have been in the debt management industry for years, specializing in credit card debt, business debt,...
28/01/2008 | 42 Hit(s) | (0 vote) | Read more...

8. Debt Negotiation Advantage
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Debt negotiation provides you with a shorter term and greater debt reduction than consumer credit counseling plans.
28/01/2008 | 28 Hit(s) | (0 vote)

9. Are You Qualifed?
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    * Do you have more than $7,500 in credit card debt?     * Are debt collectors calling you day and night?     * Are you getting behind on your credit card debts?     * Are considering per...
28/01/2008 | 21 Hit(s) | (0 vote) | Read more...

10. Effective Debt Relief Solution
(Newsflash/Newsflash)
Debt settlement is the process where you actually reduce the amount of your debt by 40, 50, even 60%!* How? We have established relationships with most large creditors and we negotiate your debt DOWN and reduce your outstanding balance.
28/01/2008 | 18 Hit(s) | (0 vote)

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We Can Help You Avoid Bankruptcy

Effective Consolidation Alternative
Reduce Debt for a Better Financial Future.

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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Latest Article

Financial Quick Tip

There are two major debt consolidation industry groups, The National Foundation for Credit Counseling and the Association of Independent Consumer Credit Counseling Agencies. Affiliation with one of these is no guarantee you have a good agency but these groups do have a set of standards which need to be followed, so it is a start.
 

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Debt Free At Last

Learn why debt settlement may be your best solution to eliminating your debt. CLICK HERE

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Frequently Asked Questions

•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?