Personal Finance News - US Financial Management, Inc.

Personal Finance News
Personal finance news - CNNMoney.com
From CNN and Money magazine, CNNMoney.com combines business news and in-depth market analysis with practical advice and answers to personal finance questions.

Why your tax rate is going up Last week, the federal government began sending out more than $100 billion in "tax rebates" to millions of Americans in an effort to stimulate the sluggish economy. Don't lose faith in your 401(k) Even when markets are headed south, a 401(k) is a great vehicle for retirement savings. Do I really need a 'CFP'? Question: I'm looking for a financial planner. Should I find one with who is a Certified Financial Planner (CFP)? Savers: Beware of falling interest rates With inflation outpacing yields on savings and money market accounts, what's a saver to do? Can you retire by 55? There are many factors that will help you determine whether you'll be able to retire early. Here's how to figure it out.

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There are two major debt consolidation industry groups, The National Foundation for Credit Counseling and the Association of Independent Consumer Credit Counseling Agencies. Affiliation with one of these is no guarantee you have a good agency but these groups do have a set of standards which need to be followed, so it is a start.

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