US Financial Management, Inc.

Live Life Debt Free
The Debt Negotiation Services offered by US Financial Management, Inc. is a DEBT SOLUTION that will help you avoid bankruptcy and help to fight creditor harassment.
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Do I have to settle all of my debts?  E-mail
Not at all. Any accounts that you would like to keep open should not be settled. However, if you owe a significant amount on the account, we suggest that you settle it to avoid paying a large amount of money over the long-term.
 
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We Can Help You Avoid Bankruptcy

Effective Consolidation Alternative
Reduce Debt for a Better Financial Future.

1.800.738.5351

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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Financial Quick Tip

To prevent yourself from being a victim of credit card fraud, however, the most important thing to do is just to use common sense. If something seems sketchy, then it probably is, and you shouldn't risk your credit card number if you are unsure of the situation.
 

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Frequently Asked Questions

•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?