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Any individual creditor may use a number of different criteria in determining that creditor’s willingness to settle a debt of the amount acceptable in settlement, including, but not limited to the amount of debt, the current status of debt, the current reasons your are seeking debt settlement, our program, the type of debt and the amount of your disposable income. |
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Benefits of Negotiation
* Avoid the embarrassment of bankruptcy and long term debt consolidation loans.* Reduce your personal, business and medical debt.
* Our clients have saved thousands of dollars with our debt negotiation program.
* One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
* Helps to reduce annoying collection calls.
* Credit Report analysis.
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Financial Quick Tip
| Try to stock up on necessities once a week and also try to limit the amount of stores that you shop at. Shopping in bulk will also help prevent you from constantly running to the store. |
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Frequently Asked Questions
•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?
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