Avoid Bankruptcy with Debt Negotiation, an Ideal Alternative to Debt Consolidation

Discover why "Debt Negotiation" can be a superior alternative to debt consolidation and bankruptcy

What is debt settlement?

Debt settlement is also known as debt negotiation. The debt settlement process allows you to reduce the amount owed on an unsecured debt in order to settle in full the creditor's current balance. Our credit card debt negotiation program is one of the most effective alternatives to debt consolidation and bankruptcy. To get a better understanding of all the options available for reducing and eliminating debt, view our compare the benefits page .

U.S. Financial Management is a pioneer in the debt settlement industry and has developed the MyDebtNegotiation™ Program, one of the nation's top debt reduction programs. We understand unexpected events such as loss of employment, divorce, business failure, and medical problems have pushed millions of Americans into unwanted debt and even bankruptcy. U.S. Financial Management partners with consumers to rebuild their financial stability. Our debt negotiation program has helped many, just like you, in rebuilding a financial foundation.

Why Choose Our Credit Card Debt Negotiation Services

Benefits of Debt Negotiation

An alternative to bankruptcy and long term debt consolidation loans.
Reduce your personal, business and medical debt.
Our clients have saved thousands of dollars with our debt negotiation program.
One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
Credit Report review.

Why Call Us Today?

We offer a complimentary assessment session over the phone
We suggest the most suitable option and the program for you.
We help you lower your debt on average 50%*
We educate you about how to better handle creditor calls
We provide you with friendly and helpful customer service

We Can Help You Avoid Bankruptcy

We offer an Effective Debt Consolidation Alternative

Reduce Your Debt for a Better Financial Future

1.800.738.5351

*Percentage is a reflection of savings at the time of settlement and illustrate the average amount saved on settled accounts only; savings vary on an individual basis and do not include any service fees. U.S. Financial Management cannot guarantee that a creditor will accept a settlement offer. Time period based on individual circumstances. Results may vary.

We Can Help You Avoid Bankruptcy

Effective Consolidation Alternative
Reduce Debt for a Better Financial Future.

1.800.738.5351

Calculate Your Savings

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Benefits of Negotiation

    * An alternative to bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Credit Report analysis.

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Debt settlement helps to ensure that both parties agree to the payment, so that the debtor no longer has to deal with the debt, and the creditor has received some payment.

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Debt Free At Last

Learn why debt settlement may be your best solution to eliminating your debt. CLICK HERE

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USFM does not enroll consumers that reside in Illinois.