Debt Settlement Letter

Discover Settlement Letter 3

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

May 1, 2006

Re: Discover Card Account #

Current Balance: $1,210.60

Dear

We have been authorized to offer you the opportunity to settle your account.

A settlement of 50% on your current balance has been approved. This one-time payment of $605.30 must post to your account via Telephone Check by 5-15-06 for this settlement offer to be valid.

Upon receipt of your payment, an update will be sent to the major credit reporting agencies informing them that this account has been settled in full for less than the full balance.

If you have any questions, please contact our office at

Sincerely,

Account Manager

This is an attempt to collect a debt and any information obtained may be used for that purpose.

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Financial Quick Tip

When haggling, always bargain up. Choose a low price to begin with. You do not start at the price you are willing to pay. If you do, once you mention a price you are done. Start with a low, even ridiculous, amount. (This can be the most difficult part, but forget the embarrassment. Your goal and only goal is to get them engaged.)