What is Debt Settlement?

Frequently Asked Questions Debt Settlement is a negotiation process that takes place with major creditors. The objective is to reduce your debt with a program that is tailored to your needs. We can typically reduce your debt by 50%* in a program that takes place anywhere from 12-48 months*.

*Percentage is a reflection of savings at the time of settlement and illustrate the average amount saved on settled accounts only; savings vary on an individual basis and do not include any service fees. U.S. Financial Management cannot guarantee that a creditor will accept a settlement offer. Time period based on individual circumstances. Results may vary.

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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.