How much is settled through your program?

Any individual creditor may use a number of different criteria in determining that creditor’s willingness to settle a debt of the amount acceptable in settlement, including, but not limited to the amount of debt, the current status of debt, the current reasons your are seeking debt settlement, our program, the type of debt and the amount of your disposable income.

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Financial Quick Tip

When haggling, always bargain up. Choose a low price to begin with. You do not start at the price you are willing to pay. If you do, once you mention a price you are done. Start with a low, even ridiculous, amount. (This can be the most difficult part, but forget the embarrassment. Your goal and only goal is to get them engaged.)