J.C.Christensen and Assoc. Settlement Letter

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

ACTUAL SETTLEMENT LETTER

J.C. CHRISTENSEN AND ASSOC., INC.

Jan 10, 2006

SAN DIEGO, CA 92171-2679

Creditor: GE MONEY BANK
Retailer: JC PENNEY
Creditor account number:

Account Number:

Total Balance: $646.62

Dear

J.C. Christensen and Associates, Inc. as well as the above mentioned creditor, agree to accept $323.00 received prior to 01/20/06, as settlement in full for the aforementioned account.

This agreement is contingent, such that all payments received must be honored upon first presentation to our bank.

Failure to respond to this offer may leave us no choice but to proceed with further collection efforts against you. We would rather not do this and prefer to work out a lump sum payment on this account. We look forward to speaking with you today.

Sincerely,

Collection Specialist

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT REPORT REFLECTING ON YOUR CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORTING AGENCY IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS.

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