US Financial Management, Inc.

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

ACTUAL SETTLEMENT LETTER

LAW OFFICES OF BRADLEY J. REPHEN, P.C.

NEW CITY, NY 10956
      FAX
*Member NY Bar

Re: Our Client: Midland Credit Management
Client Reference Number:
Original Client: Household/ Orchard Bank
Original Account Number:
Original Balance: $776.09
Settlement Amount agreed to be paid: $388.05
Date of Settlement to be paid by: January 10, 2006
Our File Number:
   
Personal and Confidential

Dear Sir or Madam,

This letter is to confirm your settlement agreement with our law firm.  The settlement balance as agreed to by you is $388.05.  The payment must be received by January 10, 2006 as you also agreed.  We are pleased you have made the decision to resolve the matter amicably. Please be sure to send in your payment by the date agreed upon.  It is imperative that this agreement is kept to avoid any further possibility of our client exercising any of their legal options.  Please also make sure you contact us if there are any changes to be made so we can notate your file.

Sincerely,

Bradley J. Rephen, Esq.
Contact: