US Financial Management, Inc.

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

ACTUAL SETTLEMENT LETTER

                             

US FINANCIAL MANAGEMENT INC.
SAN DIEGO, CA 92171-2679

04058210/04/05


OFFICE HOURS:
8AM-9PM MON THRU THURSDAY
8AM-5PM FRIDAY
8AM-12PM SATURDAY

Jan 26, 2006

Creditor  BANK OF AMERICA  Account #   Principal 10496.38   Interest  3943.18    Int Rate 0.00   Other 492.80   Amt Owed 14932.36
                                    
PURSUANT TO OUR CONVERSATION, THIS LETTER IS TO INFORM YOU THAT THE ABOVE CREDITOR WILL ACCEPT THE AMOUNT OF $8959.41 AS SETTLEMENT, IF PAYMENT IS RECEIVED BY 01/27/06.

UPON TIMELY RECEIPT AND CLEARANCE OF YOUR CHECK OR MONEY ORDER, THE ACCOUNT WILL BE CONSIDERED SETTLED.  PLEASE BE CERTAIN THAT THE ABOVE REFERENCE NUMBER IS ON THE OUTSIDE OF YOUR REMITTANCE ENVELOPE TO ENSURE PROPER CREDIT.

PAYMENT MUST BE SENT TO:     NCO FINANCIAL, INC.

WILMINGTON DE 19850
TELEPHONE: 


HORSHAM PA 19044

CALLS TO OR FROM NCO FINANCIAL SYSTEMS, INC. MAY BE MONITORED OR RECORDED FOR QUALITY ASSURANCE.

THIS IS AN ATTEMPT TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WIL BE USED FOR THAT PURPOSE.  THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

SHOULD YOU CHOOSE NOT TO ACCEPT THIS OFFER, YOUR ACCOUNT BLAANCE MAY BE PERIODICALLY INCREASED DUE TO THE ADDITION OF ACCRUED INTEREST OR OTHER CHARGES AS PROVIDED IN YOUR AGREEMENT WITH THE ORIGINAL CREDITOR AS OTHERWISE PROVIDED BY STATE LAW.

FORM 50