US Financial Management, Inc.

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

ACTUAL SETTLEMENT LETTER

JAN 30 2006

SAN JOSE CA 95123-3115

RE: Northland Account
      Client: Target National Bank
      Original Account #:
      Balance: $2,763.10
      Settlement: $1409.18
   

Edina, MN 55439

Toll Free:

Dear Debt :

This letter is to confirm our agreement on the above referenced account.  Upon receipt of $1409.18 cleared funds on JANUARY 31, 2006 11:00 AM CST this account will be settled.  We will issue you a release letter stating the account is settled and no further obligation remains.

If you have any questions, please contact the undersigned at .

Office hours are Monday through Thursday 7am to 9pm, Friday 7am to 7pm, Saturday 8am to 2pm, and Sunday 3pm to 8pm CST.

Sincerely,


PLEASE CALL TOLL FREE AT:

****Your Northland Group Account Number is

This is an attempt to collect a debt and any information obtained will be used for this purpose.

This is an attempt to collect a debt and any information obtained will be used for that purpose.
This communication is sent to you by Northland Group, Inc.,
A professional debt collection agency and a member of the American Collectors Association.
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION.