US Financial Management, Inc.

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All creditors have certain guidelines their collectors must follow. By knowing these thresholds, an experienced company will provide you with the best possible outcome.
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Will all of my creditors work with you?  E-mail

Our company has worked with most of the major creditors, and we have built relationships with many of them. In our experience, the majority of creditors will settle because they want to recover a portion of the amount owed, rather than nothing at all.
 
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Benefits of Negotiation

    * An alternative to bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Credit Report analysis.

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With the Online 3-in-1 Credit Report, you also don't have to learn the different codes each uses to decipher and evaluate your credit. You receive an easy to understand, plain English report.
 

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Frequently Asked Questions

Can I be sued? What happens if I get a judgment from the creditor?
Can I settle my debt on my own?
Can you stop interest, fees, and penalties?
Do I have to pay taxes on any negotiated amount?
Do I have to settle all of my debts?
Do you negotiate interest rates, fees and penalties?
Does debt negotiation only work for credit card debt?
How does debt settlement differ from debt consolidation?
How does the debt settlement process work?
How much is settled through your program?
How soon can I rid myself of debt?
How will your program affect my credit score?
What are your fees and payment plans?
What if I file for Bankruptcy?
What is Debt Settlement?
What is the difference between secured and unsecured debt?
What requirements do I need to meet in order to join your program?
Read more Debt Negotiation FAQs...