| Don't Let Bankruptcy Hurt You |
| Did you know many occupations such as law enforcement or accounting consider an applicant’s credit when making a hiring decision? Bankruptcy can remain on your credit report for up to 10 years. With other debt solutions, such as debt consolidation it could take up to 7 years just to repay your debt. |
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| When haggling, always bargain up. Choose a low price to begin with. You do not start at the price you are willing to pay. If you do, once you mention a price you are done. Start with a low, even ridiculous, amount. (This can be the most difficult part, but forget the embarrassment. Your goal and only goal is to get them engaged.) |
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