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U.S. Financial Management Creates Multi-language Guide  E-mail
April 18, 2007

San Diego, CA—U.S. Financial Management, a leading debt settlement company located in San Diego, has introduced a debt book titled Debt Free at Last: A Superior Guide to Bankruptcy and Credit Counseling in Spanish, Chinese, and Vietnamese. This book focuses on helping consumers to reduce their debt and learn more about their debt options. Some of the information provided in the book includes: nine credit card secrets, how to stop damaging your credit, the pitfalls of bankruptcy and debt consolidation, and why debt negotiation works.

The Debt Free at Last book will be available on all of the U.S. Financial Management Web sites.
 
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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Debt settlement helps to ensure that both parties agree to the payment, so that the debtor no longer has to deal with the debt, and the creditor has received some payment.
 

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Frequently Asked Questions

•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
•How soon can I rid myself of debt?
•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
•What requirements do I need to meet in order to join your program?
•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?