US Financial Management, Inc.

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Debt negotiation allows the debtor to control the process. This allows the debtor to decide how much they can pay and how long it will take him or her.
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Discover Settlement Letter 2  E-mail

SAMPLE ONLY
U.S. Financial Management is NOT affiliated
with this company. U.S. Financial Management
is NOT a collection agency. This letter is an example
settlement we have obtained for a client.

 

 Discover Settlement Letter 2

ACTUAL SETTLEMENT LETTER



 

P.O. Box 8003
Hilliard, OH 43026-8003

 

 

DISCOVER
F I N A N C I A L  S E R V I C E S

 


April 20, 2006

 Debt Consolidation
Debt Consolidation
Debt Consolidation

Re:  Discover Card Account #1403
        Current Balance:  $4,616.41

Dear Debt Consolidation

We have been authorized to offer you the opportunity to settle your account.

A settlement of 55% on your current balance has been approved.  Payments must post to your account via Telephone Check by the following dates for this settlement offer to be valid:

April 28, 2006              $1,269.50
May 31, 2006              $1,269.50

Upon receipt of your payment, an update will be sent to the major credit reporting agencies informing them that this account has been settled in full for less than the full balance. 

If you have any questions, please contact our office at 1-800-347-5342

Sincerely,

 

Juanita Taylor
Account Manager

This is an attempt to collect a debt and any information obtained may be used for that purpose.

 
 
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Benefits of Negotiation

    * Avoid the embarrassment of bankruptcy and long term debt consolidation loans.
    * Reduce your personal, business and medical debt.
    * Our clients have saved thousands of dollars with our debt negotiation program.
    * One of the quickest and most sensible ways to reduce unsecured debt compared to other debt management options.
    * Helps to reduce annoying collection calls.
    * Credit Report analysis.

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Frequently Asked Questions

•What is debt settlement?
•How does debt settlement differ from debt consolidation?
•What if I file for Bankruptcy?
•What are your fees and payment plans?
•How does the debt settlement process work?
•Do I have to settle all of my debts?
•How much is settled trhough your program?
•Will your company help cease the collection calls?
•Will all of my creditors work with you?
•What types of debt can be settled through your program?
•Can you stop interest, fees, and penalties?
•Do you negotiate interest, fees, and penalties?
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•Can I be sued? What happens if i get a judgment from the creditor?
•Can I settle my debt on my own?
•How does debt settlement differ from credit counseling?
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•Does debt negotiation only work for credit card debt?
•What is the difference between secured debt and unsecured debt?
•How will your program affect my credit score?
•Do I have to pay taxes on my negotiated amount?
•WIll my information be sold or given to anyone?